Explore the benefits of the Australia Post Travel Platinum Mastercard®

Planning a trip overseas? Prepaid travel cards can be a fantastic way to manage your travel expenses securely and conveniently. But how exactly do they work? 

Let us unveil the magic behind these handy travel companions with a focus on the Australia Post Travel Platinum Mastercard®.   

Prepaid travel cards: Your budget buddy on the go

Think of a prepaid travel card as a reloadable card specifically designed for travelling. Here's how it works: 

1. Load it up: Before your trip, you load your card with the currency of your choice or multiple currencies if you're visiting several countries. You can do this online or at participating Australia Post outlets.  
2. Spend like a local (almost): Once loaded, use your card just like a regular card to make purchases and withdraw cash from ATMs. Accepted widely at millions of locations worldwide, you'll avoid the hassle of carrying large amounts of cash or exchanging currency on arrival.¹ 
3. Track your spending: Many prepaid travel cards offer online account management, allowing you to monitor your balance, spend in real-time and top up your card if you wish. This helps you stay within budget and avoid any surprises. 

Benefits of using prepaid travel card

• Peace of mind: Prepaid cards offer security as it is not linked to your everyday bank accounts or your credit cards. Plus, some prepaid travel cards have a benefit where you’re not liable for any unauthorised transactions.²  
• Budget control: Prepaid cards help you stick to your budget by allowing you to pre-load your spending money. No more impulse purchases or racking up debt! Plus, when you lock in your exchange rates,³ you’ll know exactly how much you have to spend.  
• Lock in exchange rates³: Lock in rates when you load your card, potentially saving you money compared to exchanging at airports or tourist destinations. Check out the current exchange rates using Australia Post's handy currency converter. 
• Unlock Platinum Benefits: Complimentary Global Data Roaming by Flexi-roam, giving you access to 580+ network operators in over 150 countries. Terms & conditions apply.⁶
• Flight Delay Pass⁷: offering you complimentary Airport lounge access: entry to 1700+ Loungekey^TM airport lounges when your flight is delayed for 120 minutes or more.  See FAQs here. Terms & conditions apply.⁷

Introducing the Australia Post Travel Platinum Mastercard®: 

This card offers all the benefits mentioned above, plus some additional perks: 

• Multi-currency convenience: Load up to 14 different currencies onto your card, allowing you to spend like a local wherever your adventures take you. Choose from: USD, EUR, GBP, NZD, THB, CAD, HKD, JPY, SGD, AED, CHF, FJD, ZAR & AUD. 
• $0 currency conversion fees: When you spend in a currency you’ve loaded on your card, you won't be charged any extra currency conversion fees.⁴ 
• 24/7 global assistance: Enjoy peace of mind with 24/7 Global assistance over the phone (no chat bots) in case you had any questions or if your card is lost or stolen. The team can arrange delivery of a replacement card to almost anywhere in the world, and possibly emergency cash advance while you wait.⁵

Ready to take on the world with the Australia Post Travel Platinum Mastercard? 

With a prepaid travel card like the Australia Post Travel Platinum Mastercard®, you can focus on creating unforgettable memories on your travels. Visit your local Post Office or auspost.com.au/travelcard to get your card and start planning your dream vacation. 

The Card is issued by EML Payment Solutions Limited ABN 30 131 436 532, AFSL 404131 (‘Issuer’). Mastercard Prepaid Management Services Australia Pty Ltd ABN 47 145 452 044 AFSL 386837 (‘Mastercard Prepaid’) is the distributor of the Card, supplies the processing services for the Card and is responsible for customer service in relation to the Card. Australian Postal Corporation ABN 28 864970 579 (‘Australia Post’) is an authorised distributor of the Card and is an Authorised Representative (AR No. 338646) of Australia Post Services Pty Ltd (ABN 67 002 599 340, AFSL 457551). You should consider the Australia Post Travel Platinum Mastercard Product Disclosure Statement, Financial Services Guide and Target Market Determination available at https://auspost.com.au/personal/money-travel/prepaid-cards before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

Mastercard® and the circles design are registered trademarks of Mastercard International Incorporated.

Your actual card design may vary depending on where and when the card is purchased.

Cardholders will be required to accept the relevant terms and conditions relating to Google Pay.

¹ Excludes transactions at ATMs, over the counter at financial institutions and merchants who elect not to accept Mastercard Prepaid™ cards. Merchants or other providers may impose limits on use of the Australia Post Travel Platinum Mastercard.

² Further information relating to Zero Liability card protection can be found at the Mastercard website. 

³ Lock in your exchange rates means the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

⁴No currency conversion fees when you load and spend in the same currency. 

⁵ T&Cs apply. Customers must contact Customer Service to report lost or stolen cards. Emergency cash can be arranged up to the balance of your Australia Post Travel Platinum Mastercard, subject to availability of funds at the approved agent location.

⁶ Global Data Roaming benefit is subject to the terms and conditions available online at https://mastercard.flexiroam.com/en/terms, as amended from time to time. By signing up, requesting, or redeeming the benefit, you are deemed to accept those Terms and Conditions.

⁷ Flight Delay Pass is provided on the basis you are not in breach of Australia Post Platinum Travel Card® Product Disclosure Statement and Terms & Conditions, and your card remains open. It must not be sold in any way and Mastercard reserves the right to cancel a pass that is in breach of this policy. Access may not be available if the applicable lounge is full or near capacity at the full discretion of lounge staff. Access and use of the lounges is subject to its own terms and conditions. Mastercard reserves the right to amend or withdraw the Flight Delay Pass at any time and where possible, provide prior notice to you. Visit here for Terms and Conditions.